I know we were told, and we did listen, but not being able to purchase stuff because we have no credit rating is getting pretty stressful. It shouldn't matter of course since we have enough real cash, but sometimes, well that's just not enough for some businesses. Take AT&T, or at&t as it wishes to be now known, eschewing the niceties of capitalisation (note: no z). Now, Lynda and I are well known geeks, not at all technophobic, and we love spending our evenings playing with new electronic toys (no sniggering at the back!). We'd love to spend our hard-earned cash with at&t for one (to start with) of those beautiful iPhone 3Gs. Just think of it, being on-line all the time, tweeting, FB-ing, blogging, using Google maps, e-mailing, etc., from just about anywhere where there is a 3G signal, and guess what, unlike the UK, we do have good 3G signals all around us, except in the hills of course, 'natch. But no, Apple have signed an exclusivity deal with at&t, and the iPhone is only available on at&t's subscription service, and at&t won't let us subscribe because we don't have a credit rating, so we're stuck with pay-as-you-go 'phones. at&t blame Equifax.
And how about this! We would like to save, yes save money with a bank. Not borrow money, no, save money. We can't, because we don't have a credit rating. This bank is HSBC, who we bank with in the UK. Arggggggggggggghhhhhhhh! HSBC blame Equifax.
We cannot get a credit card, because we have no credit rating. We blame Equifax.
It will get better we are told, in about 3 months when the credit agencies (Equifax) have caught up with us.
I am off to bang my head against a 4-pack of Sam Smith's Old Pale Ale - available at a
Bevmo! near you.
No comments:
Post a Comment